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We write frequently on issues related to wealth protection, preservation and estate planning. For a quick weekly read, subscribe to “WealthSmarts” by clicking the following button.
Why Businesses Need Digital Marketing Now
Wondering if digital marketing is important for your business? You’re not alone. Many business owners are so busy running their businesses that they often do
Don’t Let Inflation Steal Your Financial Future
No one likes to think about inflation, but the fact is that it can have a major impact on your financial future if you’re not
Make Smarter Investment Decisions with a Professional Advisor
Investing in the stock market can be a roller coaster ride. You’re happy when the markets are up and you’re sad when the markets are
Richmond Cares Richmond Gives: How to Make an Impact With Your Money and Time
In pursuit of financial freedom, people like to make an impact. In this episode we interview Ed Gavsie and Rick Duff from Richmond Cares Richmond

How to Build Financial Confidence
Financial confidence is the key to achieving your goals. The process to develop financial confidence starts with having a clear idea of what you want
How an Independent Advisor Can Protect Your Best Interests.
Most people don’t know how to find an advisor that is right for them, or they may not even know what to look for. In
How You Leave Your Business Will Impact Its Value
When it’s time to sell your business, the way you leave can significantly impact the value you get from it. If you don’t plan your
Avoid Unnecessary Investment Fees and Taxes
In our exuberance to invest, we often pay little attention to the impact of excessive investment costs on our portfolios. Successful investing involves controlling these
The Rainmaker’s Dilemma
Did you know almost half of all business owners will hit the same stumbling block? They become the primary revenue driver for their company –
Value Builder with John Warrillow
Needs of business owners require a different type of financial planning that is uncommon today, but very necessary. In this episode, Richard and Matt interview
Building a Valuable and Saleable Business
When it comes to financial planning for business owners, often there is not enough support in helping them to build probably their most valuable asset
Special 20th Episode – What Drives the Work We Do
In our special 20th episode, Richard and Matt reflect upon the values and mindsets that drive the work we do. More specifically we discuss how

Pay Yourself First: The Solution to Saving for Your Future
How often do you set financial goals for yourself? Do you have a financial plan in place to start saving for retirement, or are you

Why You Should Take the Media With a Grain of Salt
The media can be a powerful tool in shaping our opinions and beliefs. Financial planning and investing are important topics, but the information out there
Willing Wisdom – Estate Planning With Tom Deans
Over 50% of Canadians either do not have a will, or it is outdated. Most of us don’t like to talk about death, but failing

How to Achieve Your Financial Dreams
Most people work for goals that don’t matter to them. Financial planning is critical to a successful life, yet many people never do it. Financial
Stay in Your Seat
Whether at a sports game or investing, many people get distracted, zone out, or sometimes actually fall asleep, often missing a crucial game-changing event. As

Do You Know How All the Pieces of Your Retirement Fit Together?
Growing up, I have fond memories of time spent with my father Richard making trips to Ikea for furniture. Imagine a young, curious boy who

The Big Obstacles to Investing in an RRSP
Do You Hate RRSPs? You’re Not Alone. The RRSP is one of the most important tools in your financial plan. However, there are a number
Avoid Unnecessary Investment Risks
“There’s no such thing as a free lunch.” Economist Milton Friedman may have said this, but the phrase’s originally dates back to a 19th century

Protect Your Legacy: Get a Plan
You have worked too hard to have your entire legacy destroyed due to lack of a plan. Without a proper estate plan, your family could

Insurance to Protect Your Family and Goals if the Worst Happens.
It can be hard to think about the future when so much is happening in the present. But what will happen if life throws a

Canadians are Worrying About Retirement. Here’s What to Do
Retirement is a time when people can finally relax and enjoy their lives. Unfortunately, many Canadians are running out of money in retirement and are
Diversify Properly
Diversification is critical to any wealth-building strategy. In this episode, Richard and Matt discuss why diversification is important, how we should think about it, and

A Comprehensive Financial Plan: You Need One to be On Track
Financial plans are important to reach your goals. The problem is that many Canadians do not have one, or they don’t know if their plan
Protect Your Most Valuable Assets First
We insure everything around us, our cars, our televisions, our phones, etc. Rarely do we insure our most valuable asset – ourselves and our human
Personal Pension Plans w/JP Laporte
Incorporated business owners are often not aware that they can access higher tax deductions than are available through traditional RRSPs. They can also gain greater
Pay Yourself First
Often people save for their future based on what’s left at the end of the month. This amount usually ends up being an afterthought compared
Start Now With What You Have
Many people are stuck with the following questions when it comes to their finance, “Am I too old or young to start? Is it too
Start A Financial Plan
Many Canadians do not achieve the financial goals that matter to them. Worse than that, they never know if they are on track. In this
After the Storm
With everything beginning to open up, it is important to reflect and learn as much as we can from this difficult time. In this episode,
Building Financial Confidence
Financial confidence is the key to achieving the goals that matter to us. There is a process to developing financial confidence. In this episode, Richard
Goals That Matter
Goals that matter. Many people work for goals that don’t actually matter to them. In many cases, society tells us what is important and we
Who Is Day Trading Your Attention
Who is day trading your attention? There is so much noise and misinformation in every form of media. It is so difficult to know where
Why people don’t trust RRSPs
Why people don’t trust RRSPs. The RRSP was a tool created by the federal government in 1957 to help people put aside money for their
The Importance Of A Properly Structured Insurance Plan
There are unfortunate circumstances that can destroy our financial futures. In this episode, Richard and Matt discuss the importance of having a properly structured insurance
The Power of Proper Estate Planning
Without a proper estate plan, everything you’ve built is at risk of being torn apart by taxes and fighting within the family. In this episode,
The Retirement Puzzle
When planning for retirement there are so many puzzle pieces that makes it difficult to know how much income you will be getting. In this
The Retirement Conundrum
Too many people are running out of money in retirement and needing to compromise their lifestyle. No one envisions this. In this episode, Matt and
The Launch Episode
In this episode, Matt and Richard discuss why they created this podcast and how it is an answer to the noise and confusion that is

Why financial planning needs to change in 2021
12,000 years ago, our hunter-gatherer ancestors began to think differently. Hunting and gathering was a painstaking and dangerous process that yielded short term results and

Who do you trust?
As published in The Richmond News. We are born to trust. Without trust, we would never have learned to walk, talk, take care of ourselves

Be a Truth Teller
On April 30, 2009, near the bottom of the massive global credit crisis, Chrysler LLC filed for Chapter 11 bankruptcy protection to renegotiate its debt

What Gratitude Means to Us
There is a phrase that we use a lot in our family: “We stand on the shoulder of giants.” To us it means that so

Don’t Let Your Fear Outweigh Your Faith
We spend our lives either pursuing pleasure or avoiding pain. Obviously, pleasure is a far more desirable outcome than pain but I would like to

Always Create More Than You Consume
While listening to a podcast by Robin Sharma on “Why So Few Succeed,” one passage profoundly struck me: We live in a civilization of consumers.

The Power of Volunteering
A good friend of mine once told me that most people are not born volunteers. However, we are hard wired to help others when asked.

The Mortgage vs. Savings Dilemma
After all the bills are paid, we sometimes find ourselves with a surplus of cash and wondering how best to use it. Your options for

Do Nothing With Your Inheritance – for Now.
Occasionally, we may receive a windfall – a large, unexpected sum of money. In most cases, these windfalls come from inheritances, usually from parents or

5 Ways to Be Smart When the Markets Drop
We all love market volatility – as long as it is on the upside!. Unfortunately, history has shown us that every bull market is often