Debt is a Power Tool

Most people are afraid of debt, especially because we are not taught about it.

Debt can be a powerful tool if used correctly, but it can also be dangerous if used incorrectly. 

In this episode of the WealthSmarts podcast, Richard and Matt are joined by Alex McFadyen from Thrive Mortgage to talk all about debt. Alex and his team have a goal of serving Canadian Homeowners with an educational experience.

Some topics we discuss include good vs bad debt, different ways we can use debt vehicles (mortgages, lines of credit, etc), the importance of your credit score and some practical tips to improve it.

You can find Alex and his team at

10 Steps to 10X Your Financial Freedom
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