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The Mortgage vs. Savings Dilemma
After all the bills are paid, we sometimes find ourselves with a surplus of cash and wondering how best to use it. Your options for

Do Nothing With Your Inheritance – for Now.
Occasionally, we may receive a windfall – a large, unexpected sum of money. In most cases, these windfalls come from inheritances, usually from parents or

5 Ways to Be Smart When the Markets Drop
We all love market volatility – as long as it is on the upside!. Unfortunately, history has shown us that every bull market is often

A Financial Plan – the Missing Piece of the Puzzle?
Doesn’t it drive you crazy when you get to the end of a jigsaw puzzle and it’s ruined because you’re missing one final piece of

Making Your Mark
The work is almost done. You’ve accumulated a nest egg that will assure the retirement lifestyle you planned for. The golf course beckons, as does that year-long world cruise. You are happy –

Pay Down Mortgage or Top Up TFSA?
The problem with accumulating more wealth is in deciding what to do with your excess cash. The biggest question has always been: “contribute to investments

The Relationship Between Health and Wealth
“A man who has his health has a thousand dreams. The man who doesn’t have his health has but one” Author unknown Tweet As many

The Financial Procrastination Breakthrough
Everybody procrastinates about something You are not alone. We all think that others have it together, but the truth is that we are all financial

The 6D Tax Planning Approach
I am told that the full version of our Federal Income Tax Act is more than 3,000 pages. I don’t believe it. If you’ve ever

Will Someone Please Teach the Kids About Money?
Over the years spent teaching financial planning courses, I could count on two common comments: I should have taken this course years ago. My children

Dollar-Cost Averaging – the Right Thing to Do
Dollar Cost Averaging (DCA) is a simple systematic approach to buying investments. DCA tempers the volatility of your investment portfolio by breaking down large investments

The Transformational and Annoying Power of “Why”?
Most of us have forgotten life’s shortest and most transformational question: “Why?” As children we’ve learned important life lessons by asking “why?” almost nonstop until

Can failure really lead to financial success?
A necessary feature of any article posted online is the feature image. For this post, I searched using the key words “Failure and Success.” The

Financial Education in the Workplace
Financial education in the workplace is more important than you may think. The most valuable resource most companies have is their employees. If financial stress

Financial literacy, the answer to your problems?
Financial problems are the leading cause of personal stress. This affects our physical and mental health, our family relationships and our productivity at work. I

Shaken or Stirred?
This line has belonged to Sean Connery since first spoken in Ian Fleming’s 1962 production, “Dr. No.” Since that time, many of us have only

Lemmings & Wall Street
The lemming gets a bad rap! Common error says that these arctic rodents mindlessly jump off cliffs to drown in the ocean below. We further