Insurance to Protect Your Family and Goals if the Worst Happens.

It can be hard to think about the future when so much is happening in the present. But what will happen if life throws a curve ball your way? Personal insurance can help protect yourself and those around you from financial catastrophe. Life insurance ensures that there’s a plan for income replacement, mortgage or rent payment coverage, educational expenses – whatever it takes to provide stability for your loved ones in the event of an unexpected death. Life Insurance is often one of the most important decisions we make – and not just because it’s wise to prepare for any potential outcome. It also gives us peace of mind knowing that our family and finances will be taken care of no matter what happens!

There are three major types of personal insurance:

  1. Life insurance provides a tax-free benefit to your beneficiaries if you die.
  2. Disability insurance protects your valuable income if you cannot work.
  3. Critical illness insurance provides you with a tax-free benefit if you get diagnosed with a critical illness.

Life Insurance

Life insurance is designed to replace income or pay for financial goals in the event of untimely death. Life insurance provides peace of mind and protection for people with families, mortgages, college tuitions, etc. Life insurance also helps family members avoid burdening their estate with the high cost of funeral expenses, probate, and final taxes. Life Insurance is one of the most important decisions we make – it provides stability for our families and finances just in case something happens.

Disability Insurance

In the event of a life changing event, disability insurance can help you maintain your lifestyle and standard of living by providing income or replacing what you missed out on because of being unable to work due to serious illness or injury. Disability insurance also provides financial assistance with rehabilitative care to return to work as soon as possible. Disability insurance is designed for those who have a job that doesn’t provide adequate protection or coverage. Life is unpredictable – disability insurance can help protect against the unexpected.

Critical Illness Insurance

Critical illness insurance pays a lump sum of tax-free cash if you are diagnosed with a covered illnesses specified in the policy contract. Critical illness insurance could be used to cover your medical bills and other related expenses, such as travel, home care costs and rehabilitation. Critical illness insurance is designed to provide financial relief in the event of a sudden diagnosis with certain life-threatening conditions such as heart attack, stroke or cancer. This could give you the opportunity to focus on your recovery without having to worry about where the money is coming from.

Insurance is important for those with families, and financial goals. Insurance can help provide stability to your loved ones and finances if something happens. Life insurance helps replace your future income in the event of an untimely death; Disability Insurance provides financial assistance when a person cannot work due to injury or illness; Critical Illness covers people who become severely ill from a diagnosed illness in the policy contract that could result in medical bills, rehabilitative care costs etc.

You are working hard to create a financial future for yourself, your family, and the people who matter most in your life. The last thing you want is something like an accident or injury to derail all of this progress. And it might happen! That’s why we recommend taking time right now to make sure there will be somebody watching out for what matters most when life throws curveballs at you. When was the last time you reviewed your insurance coverage? You can schedule a conversation with one of our advisors by clicking below and filling out some basic information about how we can help you protect what matters most in your world today.”