Financial Calculators

Calculating your future

Life is complex and it can be hard to know exactly where you stand financially at any given moment in your busy world. We’ve put together a handy group of financial calculators to help you determine your financial picture more clearly, so that you can plan your retirement with a better understanding of needs. When you’re ready to discuss your goals in more detail, please get in touch. At WealthSmart, we are focused on helping you achieve the dreams you’ve set for yourself.

Cash Flow

Understand why cash flow is king!

Charitable Donation

See the tax rewards of your generosity.

Cost of Waiting

This will help you beat financial procrastination.

CPP – Early or Later?

Decide when to take CPP retirement benefits.

Donate Shares

Get a tax credit and avoid capital gains tax!

Effect of Inflation

See how inflation can destroy your wealth.

Final Tax Bite

Estimates your estate’s tax liability.

Investment Fees Value Thumbnail

Fees & Returns

See how excessive fees can drain your wealth.

Life Insurance Needs

Protect your family’s financial security.

Loan Calculator

Calculate how to pay off your loan faster.

Net Worth

Take a “snapshot” of your wealth.

Pay down debt or invest

Does it make sense to pay down your debt?

Real Rate of Return

How taxes & inflation affect your investments.

Retirement Calculator

Will your money last through retirement?

RRIF Payment

How long your RRIF will last?

RSP Tax Savings

Estimate tax savings on RRSP contributions

Savings Growth

Compare the growth of two investments.

Savings to reach a goal

How much you need to save to reach a goal.

Tale of two RRSPs

There are many ways to grow your RRSP.

Tax Calculator

Estimate the taxes you are likely to owe.

Taxes & Inv. Income

How different investment incomes are taxed.


Decide which account(s) to invest in..

TFSA vs. Taxable

Get clear on the benefits of a TFSA.

Will the Money Last?

See how long your money will pay you.

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