Financial Risk Management

WealthSmart helps you with risk management

Risk Management ensures that you, your family and your business are ready for anything, no matter what!

Insurance planning can be quite overwhelming. We bring an honest and straightforward approach to planning for your needs.

Our process involves the following steps:

  1. Determining the real need through a thorough and transparent insurance needs analysis.
  2. Designing the right plan of insurance for you.
  3. Surveying the entire Canadian market to find the best pricing.
  4. Deciding on the right insurer based on financial stability, underwriting approach, features and reputation.
  5. Guiding you step by step through the underwriting process.

We provide all the crucial vehicles required for risk management, including:

  • Term Life Insurance
  • Permanent Life Insurance
  • Universal Life
  • Buy/Sell Insurance
  • Key Man Insurance
  • Mortgage Insurance
  • Creditor Insurance
  • Disability Insurance
  • Critical Illness Insurance
  • Long Term Care Insurance
  • Travel Insurance
  • Extended Health Insurance