Why You Should Take the Media With a Grain of Salt

Why you should take the media with a grain of salt

The media can be a powerful tool in shaping our opinions and beliefs. Financial planning and investing are important topics, but the information out there is often contradictory and confusing. […]

How to Achieve Your Financial Dreams

Google Maps

Most people work for goals that don’t matter to them. Financial planning is critical to a successful life, yet many people never do it. Financial planning can be confusing and […]

The Big Obstacles to Investing in an RRSP

Do You Hate RRSPs? You’re Not Alone. The RRSP is one of the most important tools in your financial plan. However, there are a number of obstacles that prevent many […]

Protect Your Legacy: Get a Plan

You have worked too hard to have your entire legacy destroyed due to lack of a plan. Without a proper estate plan, your family could end up paying a lot […]

Why financial planning needs to change in 2021

12,000 years ago, our hunter-gatherer ancestors began to think differently. Hunting and gathering was a painstaking and dangerous process that yielded short term results and often left them hungry. They […]

Who do you trust?

As published in The Richmond News. We are born to trust. Without trust, we would never have learned to walk, talk, take care of ourselves and others nor learned to […]

Be a Truth Teller

On April 30, 2009, near the bottom of the massive global credit crisis, Chrysler LLC filed for Chapter 11 bankruptcy protection to renegotiate its debt and other obligations. The result […]

What Gratitude Means to Us

There is a phrase that we use a lot in our family: “We stand on the shoulder of giants.” To us it means that so many people came before us […]

Don’t Let Your Fear Outweigh Your Faith

We spend our lives either pursuing pleasure or avoiding pain. Obviously, pleasure is a far more desirable outcome than pain but I would like to focus on the acts of […]

Always Create More Than You Consume

While listening to a podcast by Robin Sharma on “Why So Few Succeed,” one passage profoundly struck me: We live in a civilization of consumers. Buy this, eat this, do […]

The Power of Volunteering

A good friend of mine once told me that most people are not born volunteers. However, we are hard wired to help others when asked. I’m asking. The world needs […]

The Mortgage vs. Savings Dilemma

After all the bills are paid, we sometimes find ourselves with a surplus of cash and wondering how best to use it. Your options for available cash fall into three […]

Do Nothing With Your Inheritance – for Now.


Occasionally, we may receive a windfall – a large, unexpected sum of money. In most cases, these windfalls come from inheritances, usually from parents or grandparents. The fact is, the […]

5 Ways to Be Smart When the Markets Drop

We all love market volatility – as long as it is on the upside!.  Unfortunately, history has shown us that every bull market is often followed by an aggressive bear […]